Using unfair and unconscionable means to collect a debt.Using harassing and abusive means to collect a debt.The date of alleged default was in March 2008, making the debt legally uncollectible.Īfter discovering that the debt was appearing on her credit report, the consumer disputed the debt on November 18, 2014, but allegedly received no validation as required by law.įeeling harassed by PennyMac Corp., she sued the company for the following alleged FDCPA violations: initiated collection actions against a New York consumer to recover a mortgage debt. escalated the matter to court.Īlleged Violations against PennyMac Corp.Īccording to PACER, on or about September 9, 2014, PennyMac Corp. Spector.Ī close review of legal files at the PACER website confirms that consumers who believed they were being harassed by PennyMac Corp. It was founded in 2008, has 3,189 employees, and is managed by its President and CEO, David A. is a mortgage servicer and debt collection agency located in Moorpark, California. If you are being called by PennyMac Corp., a more detailed company background is below.
Calling you a criminal for not paying a debt.Threatening to report the debt to the credit bureaus until it is paid.Calling you at work after you tell them that you can’t take personal calls there.Leaving abusive messages on your voicemail.Contacting you even after you have retained a consumer attorney.Calling at all hours of the day and night instead of within the legally approved time frame.When a collection agency uses measures like those below, they risk being fined or shut down.
The Fair Debt Collection Practices Act, or FDCPA, is a consumer protection law that strictly controls what debt collectors can say or do while attempting to collect a debt. If you are being threatened by such an agency, learn more about how you can fight back. Although there are laws designed to protect them from harassment, many American consumers are frightened into declaring personal bankruptcy after debt collectors threaten them with arrest, wage garnishments, and other alarming outcomes.
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